Phone: 269-488-2322
Email: TeamDCMI@docsacapital.com

Financial Briefs

The Future of Online Banking is Here

Unquestionably, the Internet has changed everything, making our lives easier and more productive as we cruise at digital speed down the information highway. No other activity better exemplifies the transformation in our daily lives as does online banking which give us instant, and, with smart phone technology, around the clock access to most any service we require of our banks.

Self-Attribution Bias Clouds Investor Reality

Some, stockbrokers, stock analysts, investment gurus and individual investors will have you believe that investing is an art, requiring nuanced skill and timing based on information that only they possess. So, it’s not surprising they are very quick to attribute any successes they have to their individual abilities.

Warren Buffet Retirement Planning Rules: What Would Warren Buffet Do?

Everyone can learn some valuable lessons from Warren Buffet, arguably the most successful investor of all time. Buffet has two strict rules about investing that anyone would find, well, frustratingly simplistic.

Saving Versus Paying Off Debt

The saving versus paying off debt is an age-old quandary that has plagued people since the advent of consumer debt. Pose this question to a group of financial planners and the responses will be split, roughly down the middle. While there might be as many advocates for savings as there would be for paying down debt, the broad consensus will likely be that it really depends on the situation.

Longevity Risk: The Biggest Real Retirement Risk You Haven’t Covered

This isn’t our parents’ or grandparents’ retirement anymore. Just a few decades ago, many retirees enjoyed the full benefits of the “three-legged stool” of retirement provide by guaranteed pension payments, savings, and Social Security.

Why You Need an Investment Coach

If you believe some of the world’s greatest investors, such as Benjamin Graham and Warren Buffet, it’s not investments that cause people to lose money; rather, it’s people who cause people to lose their money. What is meant by that is investing with sound principles and intelligent practices will always have a greater likelihood of success.

Family Business vs Family Boundaries – Is the Health of Your Business at Risk?

For over 200 years, family businesses have been at the core of wealth creation in America. Family business founders take the leap of faith to launch their business venture, often risking everything, and then spend their waking hours to realize their vision.

The Very High Cost of Waiting to Save for Retirement

This is the story of two friends – one, we’ll call Randy, who, at age 25, recognized the importance of starting a retirement savings program. The other is Peter, same age, but he couldn’t seem to see beyond his need for more immediate gratification – wanting to experience the kind of life style enjoyed by his more highly compensated friends.

Planning a Family – What to Save for Right Now

The decision to go forward with your plans to start a family is a joyous one, but it can also lead to increased stress especially if your financial house has not been child-proofed. Considering that, on average, the cost of raising a child now exceeds $300,000, there’s little margin for error for most young families that have other important financial goals to achieve.

How to Achieve the Highest Quality of Life in Retirement

Today’s retirees are finding that retirement requires at least as much psychological and emotional preparation as it does financial preparation. So, retirement planning needs to include a thorough assessment of human assets and liabilities along with an assessment of financial assets and liabilities.

Syndicate content
Website Design For Financial Services Professionals | Copyright 2017 AdvisorWebsites.com. All rights reserved